Tina Langley

Tina Langley laughs outloud through my blog

Borrow responsibly

Posted By on April 17, 2010

One of the things that really bothers me when I watch the news is when I hear stories about how so many people take out high interest personal loans for frivolous things.  Naturally my idea of “frivolous” is not going to be the same as someone else’s “frivolous.”  To me, “frivolous” would fall into the “want to buy” category instead of the “need to buy” category.  And for me, “want to buy” is anything that is not required for basic survival.  This is always a controversial subject at my house!  My hubby, for example, will tell me he “needs” a special part for his show truck.  Well, I consider that a “want” and not a “need.”  Because the show truck is a hobby, and does nothing to support the family!

We have had more than one argument over “needs” versus “wants” during our relationship, I can assure you of that!  But I digress….  I see so many commercials on television that are trying to entice people to take out so-called payday loans to go out for a special date and how quick and easy it is to get these kinds of loans that it really scares me!  In these hard economic times I really would encourage everyone to borrow responsibly and make absolutely SURE that you are going to be able to pay the loan off really fast!  And try to use some kind of service like at moneynowusa.com that will compare the different loans available so that you can get the cheapest and most reasonable loan available.


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