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	<title>Tina Langley &#187; Money</title>
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	<link>http://tinalangley.com</link>
	<description>Tina Langley laughs outloud through my blog</description>
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		<title>To market to market</title>
		<link>http://tinalangley.com/2012/01/to-market-to-market/</link>
		<comments>http://tinalangley.com/2012/01/to-market-to-market/#comments</comments>
		<pubDate>Wed, 18 Jan 2012 04:01:19 +0000</pubDate>
		<dc:creator>Tina</dc:creator>
				<category><![CDATA[Beauty and/or Health]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Friends and/or family]]></category>
		<category><![CDATA[General Life]]></category>
		<category><![CDATA[Health and Medicine]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[business]]></category>
		<category><![CDATA[directory]]></category>
		<category><![CDATA[girlfriend]]></category>
		<category><![CDATA[mothers]]></category>
		<category><![CDATA[profit]]></category>
		<category><![CDATA[retirement]]></category>
		<category><![CDATA[sister]]></category>

		<guid isPermaLink="false">http://tinalangley.com/?p=1730</guid>
		<description><![CDATA[One of my favorite classes that I took in college was a business course in marketing. We learned a lot about the different types of advertising a product (or service) and for a while I was actually thinking about pursuing a career in marketing. The problem that I had with that, however, was that I [...]]]></description>
			<content:encoded><![CDATA[<p>One of my favorite classes that I took in college was a business course in marketing. We learned a lot about the different types of advertising a product (or service) and for a while I was actually thinking about pursuing a career in marketing. The problem that I had with that, however, was that I could not find any local <a href="http://www.thatadvertisingagency.com/">Advertising Agency</a> to go to work for! </p>
<p>One day my sister talked to me about how she was starting a venture with a girlfriend that involved creating a local directory/guide to products and services directed at young and expectant mothers. They went to a lot of businesses to sell advertisements to pay for the printing and distribution of the guide. When they were finished with it she mailed a copy to me, and I was quite impressed with the job that they had done. I never did hear whether or not that turned a profit, but she has talked to me about whether or not I would like to participate in the soliciting of advertisements for another guide in a different market. </p>
<p>I told her that I would be willing to help her with the next one, but I&#8217;ve been waiting several months to hear exactly what it is that she would like for me to do. At this point I am not even sure what the product/service is going to be; I have a feeling that she might want to pick a different demographic, such as senior citizens retirement and health issues. Considering the aging of America, I think that would be a good idea, don&#8217;t you agree? </p>
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		<title>The Promoting Of</title>
		<link>http://tinalangley.com/2011/12/the-promoting-of/</link>
		<comments>http://tinalangley.com/2011/12/the-promoting-of/#comments</comments>
		<pubDate>Mon, 05 Dec 2011 02:24:31 +0000</pubDate>
		<dc:creator>Tina</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[Fashion and style]]></category>
		<category><![CDATA[Friends and/or family]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[Shopping]]></category>

		<guid isPermaLink="false">http://tinalangley.com/?p=1514</guid>
		<description><![CDATA[I haven&#8217;t been to a Trade Show in a , so I was some time now, so I&#8217;m real excited to have accepted an invitation to attend one with a gal that I used to work with who knows some one that is setting up a booth with numerous displays for his new small business. [...]]]></description>
			<content:encoded><![CDATA[<p>I haven&#8217;t been to a Trade Show in a , so I was some time now, so I&#8217;m real excited to have accepted an invitation to attend one with a gal that I used to work with who knows some one that is setting up a booth with numerous displays for his new small business. Anyone who is brave enough to start their own business during these years of economic unrest gets my support. This friend is going to need some help carting all of his stuff in there, like his brand new customized <a href="http://www.camelbackdisplays.com/Graphic-Tents.htm">logo canopy</a> for starters and with the set up of all the equipment that he purchased online and just now had delivered and is anxious to put to good use.</p>
<p>He has just received the <a href="http://www.camelbackdisplays.com/logo-mats.htm">logo mats</a>, and the special made <a href="http://www.camelbackdisplays.com/Page_11x.htm">trade show carpet</a> right in the nick of time for this particular Trade Show that he has been wanting to participate it for quite some time. This is a big deal for him. So we will help him with all of that as well as the work that will be involved with the tear down, the packing along with the loading part that I&#8217;m sure my back will be screaming at me about the next day.</p>
<p>I hope that he has a good amount of promotional give-a-ways to hand out. I think I&#8217;ll take a look-see online and see what new and cool promotional products they have out now a days. They really have some nifty promotional items that you can have personalized.</p>
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		<title>Auto Insurance Quotes</title>
		<link>http://tinalangley.com/2011/11/auto-insurance-quotes/</link>
		<comments>http://tinalangley.com/2011/11/auto-insurance-quotes/#comments</comments>
		<pubDate>Sun, 06 Nov 2011 15:39:47 +0000</pubDate>
		<dc:creator>Tina</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[Computers and/or Internet]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[Shopping]]></category>
		<category><![CDATA[Travel and Destinations]]></category>

		<guid isPermaLink="false">http://tinalangley.com/?p=1498</guid>
		<description><![CDATA[We all hear how much money we can save by checking around and getting quotes with various insurance companies. That is something that would have taken hours or even days back in the day before the Internet came into play and we had to rely on our handy dandy local yellow pages (the old paper [...]]]></description>
			<content:encoded><![CDATA[<p>We all hear how much money we can save by checking around and getting quotes with various insurance companies. That is something that would have taken hours or even days back in the day before the Internet came into play and we had to rely on our handy dandy local yellow pages (the old paper version). These days it is a much easier process and one that I urge everyone to give a try and see how much money they can save.</p>
<p>I can tell you first hand that I wasn&#8217;t all that interested in switching insurance companies. I have been with my agent for over 20 years, I actually worked for him for a short time when he first started his agency, so I felt a loyalty to him, big time. But times are hard and money is an issue, so I took a chance and looked around and was surprised to find that I could be paying a whole lot less, $50 a month, with another carrier. It was hard calling my agent and letting him know that I had decided to switch insurance companies, but he was very understanding and told me that I have to do what I have to do in order to get by in today&#8217;s economic crisis. He also told me that he appreciated me calling him directly to inform him of my decision instead of calling the 800 number and canceling my long standing policy with the Regional office. It wasn&#8217;t an easy call to make but I&#8217;m glad that I did.</p>
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		<title>Girls Flip Flops On Clearance</title>
		<link>http://tinalangley.com/2011/10/girls-flip-flops-on-clearance/</link>
		<comments>http://tinalangley.com/2011/10/girls-flip-flops-on-clearance/#comments</comments>
		<pubDate>Thu, 20 Oct 2011 21:45:50 +0000</pubDate>
		<dc:creator>Tina</dc:creator>
				<category><![CDATA[Entertainment]]></category>
		<category><![CDATA[Fashion and style]]></category>
		<category><![CDATA[Health and Medicine]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[Shopping]]></category>
		<category><![CDATA[Travel and Destinations]]></category>

		<guid isPermaLink="false">http://tinalangley.com/?p=1485</guid>
		<description><![CDATA[I have always had a smaller than average pair of feet and that can be a real pain in the rear at times when trying to find a decent pair of shoes. I have to admit that they are getting a bit better at helping women in my position but they still have a long [...]]]></description>
			<content:encoded><![CDATA[<p>I have always had a smaller than average pair of feet and that can be a real pain in the rear at times when trying to find a decent pair of shoes. I have to admit that they are getting a bit better at helping women in my position but they still have a long way to go in order to make a big difference for us.</p>
<p>The one good thing that comes out of this is that many times I end up wearing girls shoes and they tend to be a bit cheaper then women&#8217;s shoes. Right now is a good time to buy <a href="http://www.aeropostale.com/family/index.jsp?categoryId=1988344&amp;cp=3534618.3534619.3534623.3541050">girls flip flops</a>, dirt cheap since summer is way over and winter is right around the corner. I just picked up several pairs of girls flip flops on clearance for $1.50 a piece, the same ones in women&#8217;s sizes were going for $2.50, so I was happy for having small feet right then I can tell you that!</p>
<p>The only thing worse than having smaller than average feet would be having larger than average feet. I can&#8217;t see any thing good coming out of that situation, but not having to deal with that I really wouldn&#8217;t know. They say that will all bad there is good and with all good there is bad!</p>
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		<title>Bad Timing For Expense Issues</title>
		<link>http://tinalangley.com/2011/10/bad-timing-for-expense-issues/</link>
		<comments>http://tinalangley.com/2011/10/bad-timing-for-expense-issues/#comments</comments>
		<pubDate>Mon, 03 Oct 2011 12:49:30 +0000</pubDate>
		<dc:creator>Tina</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[Friends and/or family]]></category>
		<category><![CDATA[General Life]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[Shopping]]></category>

		<guid isPermaLink="false">http://tinalangley.com/?p=1475</guid>
		<description><![CDATA[Now that summer is totally done and over with we have to look forward to all of the up and coming holidays that are fast approaching us. Halloween is all ways a blast, and then comes Thanksgiving and right behind that of course is Christmas. It looks like this is going to be another Christmas [...]]]></description>
			<content:encoded><![CDATA[<p>Now that summer is totally done and over with we have to look forward to all of the up and coming holidays that are fast approaching us. Halloween is all ways a blast, and then comes Thanksgiving and right behind that of course is Christmas. It looks like this is going to be another Christmas that people will not be able to splurge of tons of presents on friends, their kids and all the other family members that we used to be able to buy nice gifts for 5 years ago or so. We are all ready seeing more ads and commercials on TV and the Internet for the <a href="http://www.cashstore.com/cash-loan-payday-advance">cash advance lenders</a> that will assisting people with their finances during this expensive time of the year.</p>
<p>Something that I just don&#8217;t understand is why our government has decided that all of our personal property taxes are due at the end of December, what with all the other expenses that we have to deal with during the holiday season. This due date should really be changed by somebody, some where and quick like.</p>
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		<title>Carolina Blue Fridge</title>
		<link>http://tinalangley.com/2011/09/carolina-blue-fridge/</link>
		<comments>http://tinalangley.com/2011/09/carolina-blue-fridge/#comments</comments>
		<pubDate>Wed, 28 Sep 2011 15:44:03 +0000</pubDate>
		<dc:creator>Tina</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[Computers and/or Internet]]></category>
		<category><![CDATA[Entertainment]]></category>
		<category><![CDATA[Home and Garden]]></category>
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		<category><![CDATA[Shopping]]></category>

		<guid isPermaLink="false">http://tinalangley.com/?p=1471</guid>
		<description><![CDATA[Thanks to Erasmo Cortez I logged onto HOMESECURITYSYSTEM.com to research getting an alarm system while I was watching Rachel Ray today. Before I could finish my research, I had to log onto RachelRay.com to enter an on-line contest. She was having a drawing for something that I absolutely love in her television show kitchen. It [...]]]></description>
			<content:encoded><![CDATA[<p>Thanks to Erasmo Cortez</p>
<p>I logged onto <a href="http://www.homesecuritysystem.com/">HOMESECURITYSYSTEM.com</a> to research getting an alarm system while I was watching Rachel Ray today. Before I could finish my research, I had to log onto RachelRay.com to enter an on-line contest. She was having a drawing for something that I absolutely love in her television show kitchen. It is the Carolina blue fridge that is named the “Big Chill”. I would love to have one in my kitchen. It is retro looking. It looks like it was probably produced in the early 1960’s, but is as energy efficient as today’s model fridges. I would redecorate my kitchen if I win this fridge. A couple of years back, I really wanted one and looked into purchasing one. Unfortunately, dealers were really far away. The prices listed on-line placed the retail value at well over three thousand dollars. I just knew that my husband would never go for a three thousand dollar fridge, no matter how much I loved it. Who knows, hopefully I will win Rachel’s fridge and get to do a little redecorating of my own!</p>
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		<title>A huge waste</title>
		<link>http://tinalangley.com/2011/09/the-door-pops-open/</link>
		<comments>http://tinalangley.com/2011/09/the-door-pops-open/#comments</comments>
		<pubDate>Mon, 05 Sep 2011 23:44:05 +0000</pubDate>
		<dc:creator>Tina</dc:creator>
				<category><![CDATA[Food]]></category>
		<category><![CDATA[Friends and/or family]]></category>
		<category><![CDATA[General Life]]></category>
		<category><![CDATA[Money]]></category>

		<guid isPermaLink="false">http://tinalangley.com/?p=118</guid>
		<description><![CDATA[We have a freezer that has a tendency to pop open whenever anyone opens and then closes the refrigerator door. Unfortunately it only pops open slightly so that it goes unnoticed until I go to the freezer to take something out. Only then do I realize that it has been open for goodness knows how [...]]]></description>
			<content:encoded><![CDATA[<p>We have a freezer that has a tendency to pop open whenever anyone opens and then closes the refrigerator door. Unfortunately it only pops open slightly so that it goes unnoticed until I go to the freezer to take something out. Only then do I realize that it has been open for goodness knows how long, and almost all of the food inside has thawed. We have thrown away a lot of food! I keep asking my hubby to put a hasp on the door to keep it shut, but he has been avoiding doing it.</p>
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		<title>One Of My Pet Peeves</title>
		<link>http://tinalangley.com/2011/09/one-of-my-pet-peeves/</link>
		<comments>http://tinalangley.com/2011/09/one-of-my-pet-peeves/#comments</comments>
		<pubDate>Sat, 03 Sep 2011 01:04:06 +0000</pubDate>
		<dc:creator>Tina</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[Computers and/or Internet]]></category>
		<category><![CDATA[Environment]]></category>
		<category><![CDATA[Home and Garden]]></category>
		<category><![CDATA[Money]]></category>

		<guid isPermaLink="false">http://tinalangley.com/?p=1335</guid>
		<description><![CDATA[One of my pet peeves are all of the Debt Collections that are hassling me on my home phone, they just never stop. Day and night as well as the weekends, it is enough to make me want to disconnect my home phone once and for all. I know that I am not the only [...]]]></description>
			<content:encoded><![CDATA[<p>One of my pet peeves are all of the Debt Collections that are hassling me on my home phone, they just never stop. Day and night as well as the weekends, it is enough to make me want to disconnect my home phone once and for all. I know that I am not the only one that owes money out there, the economy has taken it&#8217;s toll on so many of us and it doesn&#8217;t look like we will be seeing a change for the good any time soon.</p>
<p>I figured in order to Stop collection Calls from coming in that all I had to do was to block the number, wrong!! They just call back with another stinking number, an endless battle. There must be a way to Stop Debt Collectors from calling so much. I really thought that they had to call during normal business hours, but that doesn&#8217;t seem to be the case at all.</p>
<p>My sister is having the same trouble and she was telling me that she found a website that she is going to send me the link to about a company that is supposed to help with all of these disturbing calls. She promised to send it to me a few weeks ago and I&#8217;m still waiting. But to be fair it has been one heck of a couple of weeks, what with the earthquake and then Hurricane Irene, she didn&#8217;t have power for over a week, so I&#8217;m sure she has a lot of catching up to do, bless her heart. I was lucky all we had was a bit of rain and some wind with only a few things in the yard being tossed around, no big deal.</p>
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		<title>Change of plans</title>
		<link>http://tinalangley.com/2011/08/change-of-plans/</link>
		<comments>http://tinalangley.com/2011/08/change-of-plans/#comments</comments>
		<pubDate>Sat, 27 Aug 2011 22:59:21 +0000</pubDate>
		<dc:creator>Tina</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[Computers and/or Internet]]></category>
		<category><![CDATA[Friends and/or family]]></category>
		<category><![CDATA[General Life]]></category>
		<category><![CDATA[Money]]></category>

		<guid isPermaLink="false">http://tinalangley.com/?p=1333</guid>
		<description><![CDATA[A couple of weeks ago I decided to cash out some of my IRA funds that are invested in stocks and put them into a couple of different annuities instead.  One of the reasons why I decided to do that was a news story that I saw about how the stock market is likely going [...]]]></description>
			<content:encoded><![CDATA[<p>A couple of weeks ago I decided to cash out some of my IRA funds that are invested in stocks and put them into a couple of different annuities instead.  One of the reasons why I decided to do that was a news story that I saw about how the stock market is likely going to suffer again probably next year when the commercial real estate bubble bursts.  The story was a bit confusing at first, but it did seem to make some pretty good sense to me after I had the chance to digest what it was telling me. </p>
<p> I thought well, you know what; I think we’ll take some money out of the stock market and put it in some annuities.  I had no idea that while me tell you it’s a real pain in the butt to get my money -  the companies that had my money did not want to let me take it out &#8211; they said they had mailed it to me but I didn’t get it so I had to go through all kinds of hoops to get my money and it was very aggravating (but that really wasn’t the point of this post today.)</p>
<p> I was noticing that the paperwork for the annuities arrived yesterday and I was reviewing them and found out that they had made a mistake on the beneficiaries so now I have to get the change beneficiary form, fill it out mail it in and hope that I don’t die between now and the time they get it.</p>
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		<title>A racket</title>
		<link>http://tinalangley.com/2011/08/a-racket/</link>
		<comments>http://tinalangley.com/2011/08/a-racket/#comments</comments>
		<pubDate>Sun, 21 Aug 2011 22:45:44 +0000</pubDate>
		<dc:creator>Tina</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[Computers and/or Internet]]></category>
		<category><![CDATA[General Life]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[Shopping]]></category>

		<guid isPermaLink="false">http://tinalangley.com/?p=1330</guid>
		<description><![CDATA[Sometimes I think it’s a racket with the cell phone companies and requiring a two year contract when you upgrade to a new phone.  About a year and a half ago I accidentally dropped my cell phone in a puddle of water and caused it to die. I did all the wrong things you can [...]]]></description>
			<content:encoded><![CDATA[<p>Sometimes I think it’s a racket with the cell phone companies and requiring a two year contract when you upgrade to a new phone.  About a year and a half ago I accidentally dropped my cell phone in a puddle of water and caused it to die. I did all the wrong things you can do for drying it out and didn’t realize until after the fact that I had done all the wrong things.  So I have a ruined cell phone on my hands and I was not a happy camper.</p>
<p> So I went to the cell phone store in search of a replacement telephone that was not going to cost an arm and a leg.  Well I got talked into a Garmin Nuvifone that had several bells and whistles but I thought they were kind of interesting and fun, so I went ahead and bought the phone.  Now the phone is out of warranty and the battery is completely dead and needs to be replaced – it won’t hold a charge anymore.  So I took it back to the cell phone store that I got from and they told me they don’t sell the batteries; I have to buy the batteries from the manufacturer so I went to the manufacturer’s website and ordered a replacement battery.</p>
<p>What they sent me does not fit into the phone so I’m quite aggravated and have not decided whether not to send the battery back and ask for refund (which is what I really should do but it’s an aggravation.) I’m tempted to buy an inexpensive replacement phone the kind you can buy at Walgreen’s for about $15.00 and just use that until my two year contract expires and then upgrade to a better telephone.  What would you do?</p>
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